If your employees pay a portion of their group insurance premiums, there's
a way to increase their take-home pay and reduce your payroll taxes at the
same time. Section 125 of the Internal Revenue Code allows your New
Jersey, Pennsylvania, or Delaware business to pay less (FICA) taxes while
reducing the amount your employees pay in federal taxes.
Establishing a Premium Only Plan for your employees allows for their
group insurance premium contributions to be automatically deducted from
their salaries before taxes are taken out. An employees taxable income is
reduced by the group insurance premium amount contributed, so your
employee pays less in federal taxes, and has more take-home pay.
Your business therefore pays less social security (FICA) payroll taxes
because your employees pretax income was lowered through the Premium
Only Plan. (For applicable state legislation, consult your business tax
advisor.)

Click on the link below to fill out our contact form so we can provide you
with additional information on how Section 125 Plans can save both your
small business and your employees money. Or contact us at 267-471-7140
or 215-900-1163 to discuss the features.
Section 125 Plan - Pennsylvania / New Jersey / Delaware
JDC Benefits
Pennsylvania Group Health Insurance Specialists
Copyright 2004-2008 JDC Benefits, LLC - All rights reserved
Section 125 Plans
JDC Benefits
Pennsylvania Group Health
Insurance Specialists
We are your local Allentown, PA area insurance agency, offering affordable
group employee benefit insurance plan premiums and services for businesses
in the following Pennsylvania cities and counties: Philadelphia County,
Delaware County, Montgomery County, Chester County, Bucks County,
Lehigh County, Berks County, Lancaster County, York County, Emmanus,
Hellertown, Whitehall, Cetronia, East Texas, Lanark, Dorneyville, Wagnersville,
Catasauqua, Walbert, Farmersville, Stiles, Friedensville, Mechanicsville,
Hanover, North Catasauqua, Stroudsburg, Philadelphia, King of Prussia,
Springfield, Woodlyn, Chester, Norwood, Ridley Park, Prospect Park, Folcroft,
Darby, Swarthmore, Drexel Hill, Rutledge, Yeadon, Upper Darby, Secane,
Milmont Park, Garden City, Wallingford, Morton, Aldan, Primos, Pilgrim
Gardens, Colwyn, Lester, Essington, Eddystone, Landsdowne, Fernwood,
Milbourne, Havertown, Broomall, Penn Wynne, Merion Station, Wynnewood,
Haverford, Penn Valley, Bala-Cynwyd, Ardmore, Rosemont, Overbrook,
Belmont Hills, Villanova, Rebel Hill, Gulph Mills, Gladwyne, Conshohocken,
Kings Manor, Swedeland, Swedesburg, Bridgeport, Norristown, Lafayette Hill,
Plymouth Meeting, Erdenheim, Oreland, Flourtown, Ardsley, North Hills, West
Conshohocken, La Mott, Cheltenham, Melrose Park, Elkins Park, Glenside,
Wyncote, Roslyn, Abington, Huntingdon Valley, Rydal, Meadowbrook,
Jenkintown, Hollywood, Rockledge, Somerton, Bustleton, Torresdale,
Holmesburg, Tacony, Kensington, Feltonville, Frankford, Olney, Andalusia,
Cornwells Heights, Bridgewater, Croydon, Bensalem, Nottingham, Bristol,
Edgely, Newportville, West Bristol, Strafford, Devon, Berwyn, Port Kennedy,
Newtown Square, Gradyville, Cheyney, Concordville, Narberth, Milltown,
Westtown, Trainer, Marcus Hook, West Chester, Lancaster, York, Reading,,
Bethlehem, Pottstown, Coatesville, Kulpsville, Warminster, Montgomeryville,
Levittown, Valley Forge, Malvern, Green Tree, Paoli, Devault, Chatwood,
Goshenville, Sugartown, Glenloch, Chester Springs, Audubon, Eagleville,
Evansburg, Worcester, Blue Bell, Center Square, Fort Washington,
Doylestown, Chalfort, Quakertown, Perkasie, Sellersville, Soudertown, Willow
Grove, Warrington, Morrisville, Ambler, Lower Gwynedd, Washington
Crossing, New Hope, Richboro, Feasterville, Southampton, Langhorne,
Holland, Newtown, and Yardley, PA.
We also offer affordable group employee benefit insurance services to
businesses located in the following Delaware counties and cities: Castle
County, Kent County, Sussex County, Newark, Claymont, Middletown,
Dover, Milford, Georgetown, Seaford, Yorklyn, Centerville, Talleyville,
Greenville, Newport, New Castle, Hillcrest, Elsmere, Penny Hill, Graylyn
Crest, Ardentown, Hockessin, Delaware Heights, Devonshire, Arden, Fairfax,
Dunleith, Meadowood, Sherwood Park, Wilmington Manor, Lancaster
Village, Ashland, Penn Acres, Green Acres, Darley Woods, Wilmington
Gardens, Ogletown, Delaware City, Woodland Beach, Bay View Beach,
Wilmington, DE;
as well as offering group employee benefit insurance
services in the following New Jersey counties and cities: Mercer County,
Burlington County, Camden County, Gloucester County, Salem County,
Cumberland County, Atlantic County, Camden, Vineland, Ewing, Cherry Hill,
Pennsauken, Willingboro, Collingswood, Palmyra, Delran, Cinnaminson,
Moorestown, Riverside, Gloucester City, Bellmawr, Runnemede, Burlington,
Edgewater Park, Haddonfield, Maple Shade, Princeton, Mercerville,
Slackwoods, Yardville, White Horse, Mansfield, Atlantic City, Margate City,
Ocean City, and Trenton, NJ.
JDC Benefits, LLC
Lehigh Valley Office
322 Juniper Street
Quakertown, PA 18951
Bucks County, Pennsylvania
Eric Johnson
267-471-7140
Fax: 215-538-8641
"We are your Pennsylvania
Group Health Insurance Agents"
Group Health Insurance Services
How do I get started?
Simply fill out some basic information
on one of the quote request forms or
call our office at 267-471-7140
or 215-900-1163.
You can also contact us by email at:
marptd@pagroupinsurance.com

We are licensed in Pennsylvania,
Delaware, and New Jersey.

JDC Benefits, LLC
Philadelphia Area Office
307 Hart Alley
Newtown, PA 18940
Philip Mishler
215-900-1163