Pennsylvania Medicare Supplemental Insurance

Medicare Supplemental Insurance - Pennsylvania & New Jersey

Many seniors and younger in Pennsylvania and New Jersey will need
supplemental health insurance to pay for expenses not covered by
Medicare. It should be noted that neither Medicare nor Medicare
supplemental insurance policies cover most long term care insurance
expenses. There are many types of health insurance coverages that you
can purchase to supplement your Medicare coverage. Supplemental
insurance will pay for some or all of your health care costs that are not
covered by Medicare.

These types of health insurance coverages include:

Employee or Retiree Coverage

(from your employer or union)

Medigap Insurance

(from a private company or group).

People often refer to all of these types of health insurance coverages
as "supplemental insurance." However, "Medicare Supplemental" or
"Medigap" insurance is a specific type of insurance that is subject to
federal and state laws.

Medigap (Medicare Supplemental Insurance)

Medicare supplemental insurance policies that are sold by
private insurance companies to Medicare beneficiaries to
fill the "gaps" in Original Medicare Plan coverage. There
are ten standardized policies, Plan A through Plan J. Your
state decides which of the 10 policies can be sold in your
state. Medigap policies only work with the Original
Medicare Plan.

Medicare SELECT

A type of Medigap policy that must meet all of the requirements
that apply to a standard Medigap policy. You may be required to
use doctors and hospitals within its network in order to be eligible
for full benefits.

Managed Care Plans

A Managed Care plan involves a group of doctors, hospitals, and
other health care providers who have agreed to provide care to
Medicare beneficiaries in exchange for a fixed amount of money
from Medicare every month. Managed Care plans include Health
Maintenance Organizations (HMOs), HMOs with a Point of
Service (POS) option, Provider Sponsored Organizations (PSOs),
Preferred Provider Organizations (PPOs), and Cost Plans.

Click on the link below to fill out a quote request form for
Medicare Supplement Insurance that will provide dependable
supplemental insurance coverage at an affordable cost. Or speak
with our Medicare Supplement Insurance agent specialists, Eric
Johnson at 267-471-7140 or Phil Mishler at 215-900-1163 to
discuss the features.

We are your local Allentown, PA area insurance agency, offering
affordable Medicare Supplemental Insurance premiums and services in
the following Pennsylvania cities and counties: Philadelphia County,
Delaware County, Montgomery County, Chester County, Bucks
County, Lehigh County, Berks County, Lancaster County, York
County, Emmanus, Hellertown, Whitehall, Cetronia, East Texas,
Lanark, Dorneyville, Wagnersville, Catasauqua, Walbert, Farmersville,
Stiles, Friedensville, Mechanicsville, Hanover, North Catasauqua,
Stroudsburg, Philadelphia, King of Prussia, Springfield, Woodlyn,
Chester, Norwood, Ridley Park, Prospect Park, Folcroft, Darby,
Swarthmore, Drexel Hill, Rutledge, Yeadon, Upper Darby, Secane,
Milmont Park, Garden City, Wallingford, Morton, Aldan, Primos,
Pilgrim Gardens, Colwyn, Lester, Essington, Eddystone, Landsdowne,
Fernwood, Milbourne, Havertown, Broomall, Penn Wynne, Merion
Station, Wynnewood, Haverford, Penn Valley, Bala-Cynwyd,
Ardmore, Rosemont, Overbrook, Belmont Hills, Villanova, Rebel Hill,
Gulph Mills, Gladwyne, Conshohocken, Kings Manor, Swedeland,
Swedesburg, Bridgeport, Norristown, Lafayette Hill, Plymouth
Meeting, Erdenheim, Oreland, Flourtown, Ardsley, North Hills, West
Conshohocken, La Mott, Cheltenham, Melrose Park, Elkins Park,
Glenside, Wyncote, Roslyn, Abington, Huntingdon Valley, Rydal,
Meadowbrook, Jenkintown, Hollywood, Rockledge, Somerton,
Bustleton, Torresdale, Holmesburg, Tacony, Kensington, Feltonville,
Frankford, Olney, Andalusia, Cornwells Heights, Bridgewater,
Croydon, Bensalem, Nottingham, Bristol, Edgely, Newportville, West
Bristol, Strafford, Devon, Berwyn, Port Kennedy, Newtown Square,
Gradyville, Cheyney, Concordville, Narberth, Milltown, Westtown,
Trainer, Marcus Hook, West Chester, Lancaster, York, Reading,
Bethlehem, Pottstown, Coatesville, Kulpsville, Warminster,
Montgomeryville, Levittown, Valley Forge, Malvern, Green Tree, Paoli,
Devault, Chatwood, Goshenville, Sugartown, Glenloch, Chester
Springs, Audubon, Eagleville, Evansburg, Worcester, Blue Bell, Center
Square, Fort Washington, Doylestown, Chalfort, Quakertown,
Perkasie, Sellersville, Soudertown, Willow Grove, Warrington,
Morrisville, Ambler, Lower Gwynedd, Washington Crossing, New
Hope, Richboro, Feasterville, Southampton, Langhorne, Holland,
Newtown, and Yardley, PA.