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Medicare Prescription Drug Coverage Information
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Click on the link below to request more information about Medicare Prescription Drug Coverage. Or you
can speak with our Medicare Supplement Insurance agent specialists, Eric Johnson at 267-471-7140 or Phil Mishler at 215-900-1163 to discuss the features. |
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JDC Benefits
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Pennsylvania Health Insurance Specialists
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Copyright 2004-2008 JDC Benefits, LLC - All rights reserved
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The new Medicare prescription drug coverage began on January 1,
2006. Everyone with Medicare can get this coverage that in most cases will lower your prescription drug costs and help protect against higher costs in the future. Medicare Prescription Drug Coverage is insurance. You choose the drug plan and pay a monthly premium. |
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If you have limited income and resources, you may get extra help to
cover prescription drugs for little or no cost. The amount of the monthly premium is not affected by your health status or how many prescriptions you need. You will also pay a share of the cost of your prescriptions. |
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The decision to get Medicare prescription drug coverage depends on
how you pay for your drugs now and how you get your Medicare coverage. |
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Original Medicare only, or Original Medicare and a
Medigap ('Supplement') Policy without drug coverage. The new Medicare drug coverage will cover half of the costs for you if you have this kind of coverage now. Enhanced options are available that provide more coverage.
Original Medicare and a Medigap ('Supplement') Policy with
drug coverage. The new Medicare drug coverage will generally provide much more comprehensive coverage at a lower cost.
Retiree or Union coverage:
In most cases, people with good retiree or union coverage can
continue to get it, with new financial support from Medicare.
Medicare Advantage Plan (like an HMO or PPO) or other
Medicare Health Plan, which already include drug coverage and other extra benefits.
Dual coverage from Medicare with Medicaid drug coverage.
These people will automatically get comprehensive prescription drug coverage from Medicare, starting on January 1, 2006. |
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How Much Will the Plans Cost?
When you get Medicare prescription drug coverage, you pay part of the costs, and Medicare pays part of
the costs. You pay a premium each month to join the drug plan (generally around $37 in 2006 for standard coverage). If you have Medicare Part B, you also pay your monthly Part B premium. If you belong to a Medicare Advantage Plan or a Medicare Cost Plan, the monthly premium you pay to the plan may increase if you add prescription drug coverage. |
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Your costs will vary depending on which plan you choose. Your plan must, at a minimum, provide you with
a standard level of coverage. Some plans offer more coverage or lower premiums. |
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JDC Benefits, LLC
Lehigh Valley Office
322 Juniper Street
Quakertown, PA 18951
Bucks County, Pennsylvania
Eric Johnson
267-471-7140
Fax: 215-538-8641
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"We are your Pennsylvania
Medicare Supplement
Insurance Agents"
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JDC Benefits, LLC
Philadelphia Area Office
307 Hart Alley
Newtown, PA 18940
Philip Mishler
215-900-1163
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